/* ===== CSS VARIABLES ===== */
:root {
    --primary: #1a73e8;
    --primary-dark: #1557b0;
    --primary-light: #e8f0fe;
    --secondary: #34a853;
    --secondary-dark: #2d9249;
    --accent: #fbbc04;
    --danger: #ea4335;
    --warning: #ff6d01;
    --dark: #202124;
    --gray-900: #2d2d2d;
    --gray-800: #3c4043;
    --gray-700: #5f6368;
    --gray-600: #80868b;
    --gray-500: #9aa0a6;
    --gray-400: #bdc1c6;
    --gray-300: #dadce0;
    --gray-200: #e8eaed;
    --gray-100: #f1f3f4;
    --gray-50: #f8f9fa;
    --white: #ffffff;
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.06);
    --shadow-md: 0 4px 6px rgba(0,0,0,0.07), 0 2px 4px rgba(0,0,0,0.06);
    --shadow-lg: 0 10px 25px rgba(0,0,0,0.1), 0 6px 10px rgba(0,0,0,0.08);
    --shadow-xl: 0 20px 40px rgba(0,0,0,0.12);
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

/* ===== RESET ===== */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font);
    color: var(--gray-800);
    line-height: 1.6;
    background: var(--white);
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

ul, ol {
    list-style: none;
}

img {
    max-width: 100%;
    height: auto;
}

button {
    cursor: pointer;
    border: none;
    background: none;
    font-family: inherit;
}

input, textarea, select {
    font-family: inherit;
    font-size: inherit;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* ===== BUTTONS ===== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 32px;
    border-radius: var(--radius-sm);
    font-weight: 600;
    font-size: 1rem;
    transition: var(--transition);
    white-space: nowrap;
    border: 2px solid transparent;
}

.btn--primary {
    background: var(--primary);
    color: var(--white);
}

.btn--primary:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(26, 115, 232, 0.35);
}

.btn--secondary {
    background: var(--secondary);
    color: var(--white);
}

.btn--secondary:hover {
    background: var(--secondary-dark);
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(52, 168, 83, 0.35);
}

.btn--white {
    background: var(--white);
    color: var(--primary);
    border-color: var(--white);
}

.btn--white:hover {
    background: var(--gray-50);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn--large {
    padding: 18px 40px;
    font-size: 1.1rem;
}

.btn--header {
    padding: 10px 24px;
    font-size: 0.9rem;
}

/* ===== HEADER ===== */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--gray-200);
    transition: var(--transition);
}

.header.scrolled {
    box-shadow: var(--shadow-md);
}

.header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
}

.logo--footer {
    margin-bottom: 16px;
}

.logo__icon {
    font-size: 2rem;
    line-height: 1;
}

.logo__text {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.logo__name {
    font-size: 1.3rem;
    font-weight: 800;
    color: var(--primary);
}

.logo__tagline {
    font-size: 0.7rem;
    font-weight: 500;
    color: var(--gray-600);
    text-transform: uppercase;
    letter-spacing: 2px;
}

.nav {
    display: flex;
    align-items: center;
    gap: 8px;
}

.nav__link {
    padding: 8px 16px;
    font-size: 0.95rem;
    font-weight: 500;
    color: var(--gray-700);
    border-radius: var(--radius-sm);
    transition: var(--transition);
}

.nav__link:hover {
    color: var(--primary);
    background: var(--primary-light);
}

.burger {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 8px;
}

.burger span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--gray-800);
    border-radius: 2px;
    transition: var(--transition);
}

.burger.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.burger.active span:nth-child(2) {
    opacity: 0;
}

.burger.active span:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -5px);
}

/* ===== HERO ===== */
.hero {
    position: relative;
    padding: 140px 0 80px;
    background: linear-gradient(135deg, #f8faff 0%, #e8f0fe 50%, #f0f4ff 100%);
    overflow: hidden;
}

.hero__bg-shapes {
    position: absolute;
    inset: 0;
    overflow: hidden;
    pointer-events: none;
}

.hero__bg-shapes::before {
    content: '';
    position: absolute;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(26,115,232,0.08) 0%, transparent 70%);
    top: -200px;
    right: -100px;
    border-radius: 50%;
}

.hero__bg-shapes::after {
    content: '';
    position: absolute;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(52,168,83,0.06) 0%, transparent 70%);
    bottom: -100px;
    left: -100px;
    border-radius: 50%;
}

.hero__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero__badge {
    display: inline-block;
    padding: 6px 16px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 0.85rem;
    font-weight: 600;
    border-radius: 50px;
    margin-bottom: 20px;
}

.hero__title {
    font-size: 3.2rem;
    font-weight: 900;
    line-height: 1.15;
    color: var(--dark);
    margin-bottom: 20px;
}

.hero__title-highlight {
    color: var(--primary);
    position: relative;
}

.hero__title-highlight::after {
    content: '';
    position: absolute;
    bottom: 2px;
    left: 0;
    right: 0;
    height: 8px;
    background: rgba(26, 115, 232, 0.15);
    border-radius: 4px;
}

.hero__subtitle {
    font-size: 1.15rem;
    color: var(--gray-700);
    margin-bottom: 32px;
    line-height: 1.7;
}

.hero__features {
    display: flex;
    gap: 24px;
    margin-bottom: 32px;
    flex-wrap: wrap;
}

.hero__feature {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.95rem;
    font-weight: 500;
    color: var(--gray-700);
}

.hero__feature-icon {
    font-size: 1.2rem;
}

.hero__btn {
    margin-bottom: 16px;
}

.hero__note {
    font-size: 0.85rem;
    color: var(--gray-500);
}

/* Hero Visual */
.hero__visual {
    position: relative;
    min-height: 480px;
}

.hero__card {
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    overflow: hidden;
    position: relative;
    z-index: 2;
}

.hero__card-header {
    background: linear-gradient(135deg, var(--primary), #4285f4);
    padding: 24px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.hero__card-badge {
    background: rgba(255,255,255,0.2);
    color: var(--white);
    padding: 4px 12px;
    border-radius: 50px;
    font-size: 0.8rem;
    font-weight: 500;
}

.hero__card-type {
    color: var(--white);
    font-size: 1.5rem;
    font-weight: 800;
}

.hero__card-body {
    padding: 24px;
}

.hero__card-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 12px 0;
    border-bottom: 1px solid var(--gray-200);
}

.hero__card-row:last-child {
    border-bottom: none;
}

.hero__card-label {
    font-size: 0.9rem;
    color: var(--gray-600);
}

.hero__card-value {
    font-size: 1rem;
    font-weight: 700;
    color: var(--dark);
}

.hero__floating-card {
    position: absolute;
    background: var(--white);
    padding: 12px 20px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    font-weight: 600;
    font-size: 0.9rem;
    display: flex;
    align-items: center;
    gap: 8px;
    z-index: 3;
    animation: float 3s ease-in-out infinite;
}

.hero__floating-card--1 {
    top: 20px;
    right: -20px;
    animation-delay: 0s;
}

.hero__floating-card--2 {
    bottom: 80px;
    left: -30px;
    animation-delay: 1s;
}

.hero__floating-card--3 {
    bottom: 20px;
    right: -10px;
    animation-delay: 2s;
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

.hero__wave {
    position: absolute;
    bottom: -1px;
    left: 0;
    right: 0;
    line-height: 0;
}

.hero__wave svg {
    display: block;
    width: 100%;
    height: 60px;
}

/* ===== SECTION COMMON ===== */
.section__header {
    text-align: center;
    margin-bottom: 60px;
}

.section__badge {
    display: inline-block;
    padding: 6px 16px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 0.85rem;
    font-weight: 600;
    border-radius: 50px;
    margin-bottom: 16px;
}

.section__title {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--dark);
    margin-bottom: 16px;
    line-height: 1.2;
}

.section__desc {
    font-size: 1.1rem;
    color: var(--gray-600);
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.7;
}

/* ===== CALCULATOR ===== */
.calculator {
    padding: 80px 0;
    background: var(--gray-50);
}

.calculator__header {
    text-align: center;
    margin-bottom: 40px;
}

.calculator__badge {
    display: inline-block;
    padding: 6px 16px;
    background: var(--primary-light);
    color: var(--primary);
    font-size: 0.85rem;
    font-weight: 600;
    border-radius: 50px;
    margin-bottom: 16px;
}

.calculator__title {
    font-size: 2.2rem;
    font-weight: 800;
    color: var(--dark);
    margin-bottom: 16px;
}

.calculator__desc {
    font-size: 1.05rem;
    color: var(--gray-600);
    max-width: 650px;
    margin: 0 auto;
    line-height: 1.7;
}

.calculator__iframe-wrapper {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    background: var(--white);
}

/* ===== ADVANTAGES ===== */
.advantages {
    padding: 80px 0;
    background: var(--white);
}

.advantages__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.advantage-card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 32px;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.advantage-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary), #4285f4);
    transform: scaleX(0);
    transition: var(--transition);
}

.advantage-card:hover {
    border-color: var(--primary);
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}

.advantage-card:hover::before {
    transform: scaleX(1);
}

.advantage-card__icon {
    font-size: 2.5rem;
    margin-bottom: 16px;
}

.advantage-card__title {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 12px;
}

.advantage-card__desc {
    font-size: 0.95rem;
    color: var(--gray-600);
    line-height: 1.6;
    margin-bottom: 20px;
}

.advantage-card__stat {
    display: flex;
    align-items: baseline;
    gap: 8px;
    padding-top: 16px;
    border-top: 1px solid var(--gray-200);
}

.advantage-card__stat-value {
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--primary);
}

.advantage-card__stat-label {
    font-size: 0.85rem;
    color: var(--gray-500);
}

/* ===== COVERAGE ===== */
.coverage {
    padding: 80px 0;
    background: var(--gray-50);
}

.coverage__main {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 32px;
    margin-bottom: 48px;
}

.coverage__card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 36px;
    box-shadow: var(--shadow-md);
    border-left: 5px solid var(--primary);
}

.coverage__card--health {
    border-left-color: var(--secondary);
}

.coverage__card-icon {
    font-size: 3rem;
    margin-bottom: 16px;
}

.coverage__card-title {
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 12px;
}

.coverage__card-desc {
    font-size: 0.95rem;
    color: var(--gray-600);
    line-height: 1.6;
    margin-bottom: 20px;
}

.coverage__limits {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.coverage__limit {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 12px 16px;
    background: var(--gray-50);
    border-radius: var(--radius-sm);
}

.coverage__limit-label {
    font-size: 0.85rem;
    color: var(--gray-600);
}

.coverage__limit-value {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--primary);
}

.coverage__card--health .coverage__limit-value {
    color: var(--secondary);
}

.coverage__details {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-md);
    margin-bottom: 32px;
}

.coverage__details-title {
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 24px;
}

.coverage__list {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.coverage__item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.coverage__item-icon {
    font-size: 1.3rem;
    flex-shrink: 0;
    margin-top: 2px;
}

.coverage__item div {
    font-size: 0.95rem;
    color: var(--gray-700);
    line-height: 1.6;
}

.coverage__exclusions {
    background: #fff5f5;
    border: 1px solid #fecaca;
    border-radius: var(--radius-lg);
    padding: 40px;
    margin-bottom: 32px;
}

.coverage__exclusions-title {
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--danger);
    margin-bottom: 24px;
}

.coverage__exclusion-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.coverage__exclusion {
    display: flex;
    gap: 12px;
    align-items: center;
    font-size: 0.95rem;
    color: var(--gray-700);
}

.coverage__exclusion span:first-child {
    flex-shrink: 0;
}

.coverage__note {
    background: var(--primary-light);
    border: 1px solid #bfdbfe;
    border-radius: var(--radius-lg);
    padding: 24px 32px;
}

.coverage__note p {
    font-size: 0.95rem;
    color: var(--gray-700);
    line-height: 1.7;
}

.coverage__note strong {
    color: var(--primary);
}

/* ===== ACCIDENT ===== */
.accident {
    padding: 80px 0;
    background: var(--white);
}

.accident__steps {
    display: flex;
    flex-direction: column;
    gap: 32px;
    margin-bottom: 40px;
}

.accident-step {
    display: flex;
    gap: 24px;
    align-items: flex-start;
}

.accident-step__number {
    width: 56px;
    height: 56px;
    flex-shrink: 0;
    background: linear-gradient(135deg, var(--primary), #4285f4);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    font-weight: 800;
    box-shadow: 0 4px 12px rgba(26, 115, 232, 0.3);
}

.accident-step__content {
    flex: 1;
    background: var(--gray-50);
    border-radius: var(--radius-lg);
    padding: 28px;
    border: 1px solid var(--gray-200);
}

.accident-step__content h3 {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 12px;
}

.accident-step__content p {
    font-size: 0.95rem;
    color: var(--gray-700);
    line-height: 1.7;
    margin-bottom: 12px;
}

.accident-step__list {
    margin: 12px 0;
    padding-left: 20px;
}

.accident-step__list li {
    position: relative;
    padding: 6px 0;
    font-size: 0.9rem;
    color: var(--gray-700);
    line-height: 1.6;
}

.accident-step__list li::before {
    content: '';
    position: absolute;
    left: -16px;
    top: 14px;
    width: 6px;
    height: 6px;
    background: var(--primary);
    border-radius: 50%;
}

.accident__important {
    display: flex;
    gap: 20px;
    background: #fff7ed;
    border: 1px solid #fed7aa;
    border-radius: var(--radius-lg);
    padding: 28px;
}

.accident__important-icon {
    font-size: 2rem;
    flex-shrink: 0;
}

.accident__important h3 {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--warning);
    margin-bottom: 12px;
}

.accident__important ul {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.accident__important li {
    font-size: 0.9rem;
    color: var(--gray-700);
    line-height: 1.6;
}

.accident__important a {
    color: var(--primary);
    font-weight: 600;
    text-decoration: underline;
}

.accident__important a:hover {
    color: var(--primary-dark);
}

/* ===== CHECK POLICY ===== */
.check-policy {
    padding: 80px 0;
    background: var(--gray-50);
}

.check-policy__form {
    max-width: 700px;
    margin: 0 auto;
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-md);
}

.check-form__row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 20px;
}

.check-form__group {
    display: flex;
    flex-direction: column;
}

.check-form__label {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--gray-700);
    margin-bottom: 6px;
}

.check-form__input {
    padding: 12px 16px;
    border: 2px solid var(--gray-300);
    border-radius: var(--radius-sm);
    font-size: 1rem;
    transition: var(--transition);
    outline: none;
}

.check-form__input:focus {
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(26, 115, 232, 0.15);
}

.check-form__input::placeholder {
    color: var(--gray-400);
}

.check-form button[type="submit"] {
    width: 100%;
    margin-top: 16px;
}

.check-result {
    margin-top: 24px;
    padding: 24px;
    border-radius: var(--radius-md);
    border: 2px solid var(--gray-300);
}

.check-result.valid {
    background: #f0fdf4;
    border-color: var(--secondary);
}

.check-result.invalid {
    background: #fef2f2;
    border-color: var(--danger);
}

.check-result.not-found {
    background: #fffbeb;
    border-color: var(--accent);
}

.check-result__content {
    text-align: center;
}

.check-result__content h3 {
    font-size: 1.2rem;
    font-weight: 700;
    margin-bottom: 8px;
}

.check-result__content p {
    font-size: 0.95rem;
    color: var(--gray-600);
}

.check-policy__redirect {
    text-align: center;
    margin-top: 24px;
    font-size: 0.9rem;
    color: var(--gray-600);
}

.check-policy__redirect a {
    color: var(--primary);
    font-weight: 600;
    text-decoration: underline;
}

.check-policy__redirect a:hover {
    color: var(--primary-dark);
}

/* ===== FAQ ===== */
.faq {
    padding: 80px 0;
    background: var(--white);
}

.faq__list {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.faq-item {
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-md);
    overflow: hidden;
    transition: var(--transition);
}

.faq-item:hover {
    border-color: var(--gray-300);
}

.faq-item.active {
    border-color: var(--primary);
    box-shadow: 0 4px 12px rgba(26, 115, 232, 0.1);
}

.faq-item__question {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 24px;
    text-align: left;
    font-size: 1rem;
    font-weight: 600;
    color: var(--dark);
    transition: var(--transition);
}

.faq-item__question:hover {
    color: var(--primary);
}

.faq-item__arrow {
    font-size: 0.8rem;
    transition: var(--transition);
    color: var(--gray-500);
}

.faq-item.active .faq-item__arrow {
    transform: rotate(180deg);
    color: var(--primary);
}

.faq-item__answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease;
}

.faq-item.active .faq-item__answer {
    max-height: 500px;
}

.faq-item__answer p {
    padding: 0 24px 20px;
    font-size: 0.95rem;
    color: var(--gray-600);
    line-height: 1.7;
}

/* ===== CTA ===== */
.cta {
    padding: 80px 0;
    background: linear-gradient(135deg, var(--primary) 0%, #4285f4 50%, #34a853 100%);
    position: relative;
    overflow: hidden;
}

.cta::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.05'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.cta__inner {
    text-align: center;
    position: relative;
    z-index: 1;
}

.cta__title {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--white);
    margin-bottom: 16px;
}

.cta__subtitle {
    font-size: 1.15rem;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 32px;
}

.cta .btn--white:hover {
    background: var(--white);
    color: var(--primary);
}

/* ===== FOOTER ===== */
.footer {
    background: var(--dark);
    color: var(--gray-400);
    padding: 60px 0 0;
}

.footer__grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 40px;
    margin-bottom: 40px;
}

.footer__about {
    font-size: 0.9rem;
    line-height: 1.7;
}

.footer__title {
    font-size: 1rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 16px;
}

.footer__links {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer__links a {
    font-size: 0.9rem;
    color: var(--gray-400);
    transition: var(--transition);
}

.footer__links a:hover {
    color: var(--white);
    padding-left: 4px;
}

.footer__contacts {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer__contacts li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.9rem;
}

.footer__contacts li span {
    font-size: 1.1rem;
}

.footer__contacts a {
    color: var(--gray-400);
}

.footer__contacts a:hover {
    color: var(--white);
}

.footer__bottom {
    border-top: 1px solid var(--gray-800);
    padding: 24px 0;
    text-align: center;
}

.footer__bottom p {
    font-size: 0.85rem;
    color: var(--gray-600);
    line-height: 1.6;
}

/* ===== BACK TO TOP ===== */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 48px;
    height: 48px;
    background: var(--primary);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    box-shadow: var(--shadow-lg);
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
    z-index: 999;
}

.back-to-top.visible {
    opacity: 1;
    visibility: visible;
}

.back-to-top:hover {
    background: var(--primary-dark);
    transform: translateY(-3px);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
    .hero__inner {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .hero__visual {
        min-height: auto;
        order: -1;
    }

    .hero__floating-card {
        display: none;
    }

    .advantages__grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer__grid {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }
}

@media (max-width: 768px) {
    .nav, .btn--header {
        display: none;
    }

    .burger {
        display: flex;
    }

    .nav.active {
        display: flex;
        flex-direction: column;
        position: absolute;
        top: 72px;
        left: 0;
        right: 0;
        background: var(--white);
        padding: 20px;
        box-shadow: var(--shadow-lg);
        border-top: 1px solid var(--gray-200);
        gap: 4px;
    }

    .nav.active .nav__link {
        padding: 12px 16px;
        width: 100%;
    }

    .hero {
        padding: 120px 0 60px;
    }

    .hero__title {
        font-size: 2.2rem;
    }

    .hero__subtitle {
        font-size: 1rem;
    }

    .hero__features {
        gap: 16px;
    }

    .hero__feature {
        font-size: 0.85rem;
    }

    .section__title {
        font-size: 1.8rem;
    }

    .advantages__grid {
        grid-template-columns: 1fr;
    }

    .coverage__main {
        grid-template-columns: 1fr;
    }

    .check-form__row {
        grid-template-columns: 1fr;
    }

    .accident-step {
        flex-direction: column;
        gap: 16px;
    }

    .accident-step__number {
        width: 48px;
        height: 48px;
        font-size: 1.1rem;
    }

    .cta__title {
        font-size: 1.8rem;
    }

    .footer__grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }
}

@media (max-width: 480px) {
    .hero__title {
        font-size: 1.8rem;
    }

    .hero__btn {
        padding: 14px 28px;
        font-size: 1rem;
    }

    .section__title {
        font-size: 1.5rem;
    }

    .calculator__title {
        font-size: 1.6rem;
    }

    .coverage__card,
    .coverage__details,
    .coverage__exclusions {
        padding: 24px;
    }

    .check-policy__form {
        padding: 24px;
    }

    .cta__title {
        font-size: 1.5rem;
    }

    .cta .btn--large {
        padding: 14px 28px;
        font-size: 1rem;
    }
}

/* ===== ANIMATIONS ===== */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.animate-on-scroll {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-on-scroll.visible {
    opacity: 1;
    transform: translateY(0);
}
/* ===== MODAL STYLES ===== */
.modal-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.6);
    backdrop-filter: blur(5px);
    z-index: 2000;
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s ease;
}

.modal-overlay.active {
    opacity: 1;
    visibility: visible;
}

.modal-content {
    background: var(--white);
    width: 90%;
    max-width: 700px;
    max-height: 85vh;
    border-radius: var(--radius-lg);
    padding: 40px;
    position: relative;
    overflow-y: auto;
    box-shadow: var(--shadow-xl);
    transform: translateY(20px);
    transition: all 0.3s ease;
}

.modal-overlay.active .modal-content {
    transform: translateY(0);
}

.modal-close {
    position: absolute;
    top: 15px;
    right: 20px;
    font-size: 2rem;
    color: var(--gray-600);
    background: none;
    border: none;
    cursor: pointer;
    transition: var(--transition);
    line-height: 1;
}

.modal-close:hover {
    color: var(--danger);
}

.modal-content h2 {
    font-size: 1.8rem;
    color: var(--dark);
    margin-bottom: 24px;
    padding-right: 30px;
}

.modal-body p {
    font-size: 0.95rem;
    color: var(--gray-700);
    line-height: 1.7;
    margin-bottom: 16px;
}

.modal-body strong {
    color: var(--dark);
}

@media (max-width: 768px) {
    .modal-content {
        width: 95%;
        padding: 24px;
        max-height: 90vh;
    }
    
    .modal-content h2 {
        font-size: 1.4rem;
    }
}